Health & Dental Process for Fall 2021

As of July 5, 2021; Saitsa will be accepting Health & Dental Opt-Out forms for the Fall 2021 semester. As soon as you are registered or begin self-registration for the Fall 2021 semester you are able to submit a Health & Dental Opt-Out form.

You have until July 26 to send your completed Health & Dental opt-out form to Saitsa for processing before the tuition fee deadline in order to receive Opt-Out credits before paying tuition fees. All other Health & Dental opt-outs processed after July 26 will follow SAIT’s refund policy where credit balances may be applied to future terms.

SAIT Refunds: Credit balances, for students who are registered or plan to register in a future term, will be carried forward and applied as appropriate to that future term.  Refundable balances will also be assessed at the end of the academic year for refunding. More info here.  

All international students as of September 1, 2021 will have coverage with the Saitsa plan.

Scroll down for information on enrolment, opt-out, and add-dependant process. If you have any questions on the transition, please contact Irene, the Student Benefits Coordinator, at

Student Health and Dental Plan

Welcome to your student health and dental benefits plan, through The Campus Trusteffective September 1, 2019. This is available to all domestic full-time students in an eligible program here at SAIT.


Benefit Details

Your benefits include prescription drug coverage, vision, and dental care, counseling, massage therapy, and more!

Free Counselling at SAIT

 Student Development and Counselling  is currently operating virtually!

403.284.7023 or

Build your resilience with headversity. Download headversity today. It’s free! Step 1: Download the app to your phone. Step 2: “Join Now” with invite code: S3A6T9

Visit to access the benefits plan portal to access your current information and manage your benefits. Plus you can access a digital copy of your insurance card or print it once you register online. Check out the portal to find more information on Claim Submission, Adding Dependants, Direct Deposit, and more!


All domestic, full-time students in an eligible program at SAIT are covered by the Saitsa Health & Dental Plan.

International Students

International Student Health and Dental Plan – Health insurance for international students at SAIT is provided under a new plan from Study Insured by SAIT. Contact the International Centre for more information here

 Making Changes

The following are the deadlines to make any changes, such as opting-out or adding dependants, to your coverage. Have comparable coverage elsewhere? The deadlines to opt-out are below. You must have another coverage in order to opt-out. You can also add dependants to your coverage within the change of coverage period. Please note that there will be additional fees for adding dependants.

Change of coverage deadlines
  •  July start    |    July 23, 2021
  • September start   |   September 24, 2021 (early opt-out period: July 5 – 26, 2021)
  • November start   |  November 26, 2021
  • January start   |   January 21, 2022
  • May start   |   May 20, 2022

Students do not need to be registered in order to request to opt-out or add dependants.

All students are required to request to opt-out and add dependants each year.

 Submitting a Claim

Claims must be submitted within 6 months of the date of the service.

Setting Up Direct Billing

Having trouble setting up direct billing at pharmacies? Give your pharmacy the following information:

  • Carrier: MDM (or Telus Network, but MDM should work)
  • Account: M or MD
  • Group: 6139
  • Certificate #: (9-digit student number) + D (capitalized)


Contact Us

Questions? Concerns? Please fill out the contact form below or email

Saitsa Benefits Coordinator

Irene Yoo

Saitsa’s Resource Centre – MC107 Stan Grad

If you have any questions or need further assistance, please contact the provider by calling 1-833-674-2600 or emailing

Health & Dental Contact Form