Student Health & Dental Plan

Saitsa Health and Dental charges are not included within your tuition costs, they appear as separate line items.

SAIT students can check their online student account statement and locate the following line items to see if they have been charged: 

“Student Health Plan Fee” 

“Student Dental Plan Fee”

*Please ensure you are checking the correct term for the fees. 

Students can pay their health and dental fees the same way they pay their tuition.

SAIT accepts payments in one of the five online methods: 

1. Pre-authorized debit (PADs) 

2. Credit Card 

3. Online banking through your financial institution 

4. PayMyTuition (for international students to pay in your home currency) 

5. CIBC International Student Pay 

*Note: A 2.5% service fee will be charged on all credit card payments and a 1.5% service fee will be added to all Visa Debit and MasterCard Debit transaction. These service fees are non-refundable. 

You must first register on studentbenefits.ca prior to receiving your virtual benefits cards.

After you have registered you may follow the below steps: 

1. Select “Benefit Card Info” on the left-hand side of the home webpage 

2. Choose to either view your Pharmacy Card or your Dental Card 

3. Take a screenshot or print your cards 

By presenting your Benefit Card, you can fill prescriptions at any pharmacy and access your dental benefits at your dental office. 

SAIT students are required to submit an opt out form every year they are returning as an eligible full-time student.

Please be advised that SAIT students are only allowed to opt-out of their benefits plan during the deadline period of their intake month or their benefits renewal month for returning students. It's worth noting that if this deadline is missed, students must wait a full year before they are eligible to opt-out again. Therefore, it's important to carefully consider whether or not to opt-out during the designated month to avoid missing this opportunity for the entire academic year

SAIT students can only opt back in to the plan if the coverage they used to opt out terminates or changes within 30 days of receiving an approved opt-out email. After 30 days of receiving an approved opt-out, students are no longer eligible to opt back in for one year. 

Confirmation of loss of coverage is required on re-application for coverage. Please email proof of loss of coverage to saitsa.benefits@edu.sait.ca or drop in to visit the SAITSA Resource Centre office located MC107 of Stan Grad building. 

Family Add-on +1:

Can add 1 spouse or partner, or 1 child under 21 

Family Add-on 2+

Can add 1 spouse or partner and/or 1 or more children under 21 

The health & dental plan are mandatory because the cost would be too great and the benefit too little. In an opt-out package, insurers are able to spread out the potential risk (i.e. the likelihood that they would have to pay the claim) amongst a large group of people, driving down the cost for everyone. 

SAIT students will have the Saitsa Health and Dental plan charges applied to their MySAIT student account. To qualify for full-year coverage, it is necessary for students to receive two fee assessments within a single academic year.

You must pay up-front and then submit the claim for reimbursement. Claims can be submitted here. Alternatively, you can submit a claim via email, fax, or mail by printing a claim form (found in the Download Centre on studentbenefits.ca) and attaching your receipts. 

*Please note: Doctor referrals are required for some expenses, and must be submitted with your claim. 

Dependant coverage remains in effect only if the primary benefit holder (the student) maintains active insurance. Consequently, if you do not receive two assessments of the Saitsa Health & Dental fees, your coverage as well as the coverage for your dependants will be terminated at the conclusion of your last eligible semester. It is important to be aware that prorated refunds will not be issued in the event of premature termination of primary coverage.

Please see the approved drug list here.

Students can access their virtual travel card by following the below steps: 

1. Visit studentbenefits.ca 
2. Choosing SAIT Students’ Association as your school. 
3. Once on the home page, select “Download Centre” found on the left-hand navigation pane. 
4. Select “Travel Card” from the options provided 

*Please note you must first register on studentbenefits.ca prior to accessing the 90-day travel card. 

Yes the Saitsa Health and Dental Plan can be used in any province and/or territory in Canada towards eligible services and providers.